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                                <h1>
                                    Our Merchants</h1>
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                    <h1>
                        Terms & Conditions of Access</h1>
                    <h3>
                        Terms and conditions related to your access and the use of this website Please take
                        a moment to read these terms and conditions carefully.</h3>
                    <p>
                        THE FOLLOWING TERMS AND CONDITIONS APPLY TO YOUR ACCESS AND THE USE OF THIS WEBSITE
                        AND THE SERVICES PROVIDED HEREIN BY COMPAREXPRESS PTE LTD. BY ACCESSING ANY PAGE
                        OF THIS WEBSITE AND/OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS
                        AND CONDITIONS WITHOUT LIMITATION OR QUALIFICATION. IF YOU DO NOT ACCEPT THESE TERMS
                        AND CONDITIONS, PLEASE IMMEDIATELY DISCONTINUE YOUR ACCESS TO THIS WEBSITE AND/OR
                        USE OF THE SERVICES.</p>
                    <h3>
                        General</h3>
                    <p>
                        The term "CompareXpress" as used in these terms and conditions refers to CompareXpress
                        Pte Ltd.
                        <br />
                        <br />
                        All products and services of CompareXpress and its partners herein provided are
                        subject to the terms and conditions of the applicable agreements governing their
                        use. These terms and conditions are meant to regulate your access to this website
                        and they are to be read together with the applicable terms and conditions governing
                        any transaction(s), product(s) and/or service(s) provided in this website. In the
                        event of conflict between these terms and conditions and the terms and conditions
                        governing the relevant transaction(s), product(s) and/or service(s) provided herein,
                        the latter will prevail. The information, material, functions and content provided
                        in the pages of the website may be changed from time to time with or without notice
                        at CompareXpress' absolute discretion. Your continued access or use of the website
                        and/or the services provided herein subsequent to any such change will be deemed
                        as your acceptance to those changes.</p>
                    <h3>
                        Disclaimer</h3>
                    <p>
                        The materials and information in this website, including but not limited to services,
                        products, information, data, text, graphics, audio, video, links or other items,
                        are provided by CompareXpress on an "as is" and "as available" basis. References
                        to material and information contained in the website include such material and information
                        provided by third parties.
                        <br />
                        <br />
                        CompareXpress does not make any express or implied warranties, representations or
                        endorsements including but not limited to any warranties of title, non-infringement,
                        merchantability, usefulness, operation, completeness, currentness, accuracy, satisfactory
                        quality, reliability, fitness for a particular purpose in respect of the website,
                        the material, information and/or functions therein and expressly disclaims liability
                        for errors and omissions in such materials, information and/or functions. Without
                        derogation of the above and/or the terms and conditions of the applicable agreements
                        governing all the products and services of CompareXpress, reasonable measures will
                        be taken by CompareXpress to ensure the accuracy and validity of all information
                        relating to transactions and products of CompareXpress which originate exclusively
                        from CompareXpress.
                        <br />
                        <br />
                        Further CompareXpress does not warrant or represent that access to the whole or
                        part(s) of this website, the materials, information and/or functions contained therein
                        will be provided uninterrupted or free from errors or that any identified defect
                        will be corrected, or that there will be no delays, failures, errors or loss of
                        transmitted information, that no viruses or other contaminating or destructive properties
                        will be transmitted or that no damage will occur to your computer system.
                        <br />
                        <br />
                        The materials, information and functions provided in this website shall not under
                        any circumstances be considered or construed as an offer or solicitation to sell,
                        buy, give, take, issue, allot or transfer, or as the giving of any advice in respect
                        of any product or service in any jurisdiction.
                        <br />
                        <br />
                        You shall be responsible to evaluate the quality, adequacy, completeness, currentness
                        and usefulness of all services, content, and other information obtained or accessible
                        through the website; further you should seek professional advice at all times and
                        obtain independent verification of the materials and information provided herein
                        prior to making any purchasing or payment decision based on any such materials or
                        information.</p>
                    <h3>
                        Links</h3>
                    <p>
                        Links from or to websites outside this website are meant for convenience only. Such
                        linked websites are owned and operated by third parties and as such are not under
                        the control of CompareXpress. Therefore CompareXpress shall not be responsible and
                        makes no warranties in respect of the contents of those websites, the third parties
                        named therein or their products and services. Furthermore, the links provided in
                        this website shall not be considered an endorsement or verification or approval
                        of such linked websites or the contents therein. Linking to any other site is at
                        your sole risk and CompareXpress will not be responsible or liable for any damages
                        in connection with linking. It is advisable for you to read the privacy policy statements
                        (if any) of any websites which are linked to this website.</p>
                    <h3>
                        Copyright</h3>
                    <p>
                        Unless otherwise indicated, the copyright in this website and its contents, including
                        but not limited to the text, images, graphics, sound files, animation files, video
                        files, and their arrangement, are the property of CompareXpress, and are protected
                        by applicable Singapore and international copyright laws. No part or parts of this
                        website may be modified, copied, distributed, retransmitted, broadcast, displayed,
                        performed, reproduced, published, licensed, transferred, sold or commercially dealt
                        with in any manner without the express prior written consent of CompareXpress.
                        <br />
                        <br />
                        You also may not, without CompareXpress’ expressed prior written consent, insert
                        a link to this website on any other website, frame or "mirror" any material contained
                        on this website on any other server. Any such unauthorized reproduction, retransmission
                        or other copying or modification of any of the contents of CompareXpress’ website
                        may be in breach of statutory or common law rights which could be the subject of
                        legal action. CompareXpress disclaims all liability which may arise from any unauthorized
                        reproduction or use of the contents of CompareXpress’ website.</p>
                    <h3>
                        Trademarks</h3>
                    <p>
                        All trademarks, service marks, and logos displayed in this website are the property
                        of CompareXpress and/or their respective third party proprietors as identified in
                        the website.
                        <br />
                        <br />
                        Unless the prior written consent of CompareXpress or the relevant third party proprietor
                        of any of the trademarks, service marks or logos appearing on the website has been
                        obtained, no license or right is granted to any party accessing this website to
                        use, download, reproduce, copy or modify such trademarks, services marks or logos.
                        Similarly, unless the prior written consent of CompareXpress or the relevant proprietor
                        has been obtained, no such trademark, service mark or logo may be used as a link
                        or to mark any link to CompareXpress’ website or any other site.
                    </p>
                    <h3>
                        Exclusion of Liability</h3>
                    <p>
                        CompareXpress and/or its partners herein shall in no event be liable for any loss
                        or damages howsoever arising whether in contract, tort, negligence, strict liability
                        or any other basis, including without limitation, direct or indirect, special, incidental,
                        consequential or punitive damages, or loss profits or savings arising in connection
                        with your access or use or the inability to access or use this website (or any third
                        party link to or from the CompareXpress Group's website), reliance on the information
                        contained in the website, any technical, hardware or software failure of any kind,
                        the interruption, error, omission, delay in operation, computer viruses, or otherwise.
                        <br />
                        <br />
                        This exclusion clause shall take effect to the fullest extent permitted by law.
                    </p>
                    <h3>
                        Indemnity</h3>
                    <p>
                        You hereby irrevocably agree to indemnify and keep indemnified CompareXpress from
                        all liabilities, claims, losses and expenses, including any legal fees that may
                        be incurred by CompareXpress in connection with or arising from (1) your use or
                        misuse of this website and the services provided herein, or (2) your breach of these
                        terms and conditions howsoever occasioned, or (3) any intellectual property right
                        or proprietary right infringement claim made by a third party against CompareXpress
                        in connection with your use of this website.</p>
                    <h3>
                        Termination</h3>
                    <p>
                        CompareXpress reserves the right to terminate and/or suspend your access to this
                        website and/or your use of this website at any time, for any reason. In particular,
                        and without limitation, CompareXpress may terminate and/or suspend your access should
                        you violate any of these terms and conditions, or violate the rights of CompareXpress,
                        of any other user, or of any third party.</p>
                    <h3>
                        Miscellaneous</h3>
                    <p>
                        The failure of CompareXpress to exercise or enforce any right or provision of these
                        terms and conditions shall not constitute a waiver of such right or provision. If
                        any part of these terms and conditions is determined to be invalid or unenforceable
                        pursuant to applicable law, then the invalid and unenforceable provision will be
                        deemed superseded by a valid, enforceable provision that most closely matches the
                        intent of the original provision and the remainder of the other provisions of the
                        terms and conditions shall continue in full force and effect. Any rights not expressly
                        granted herein are reserved.</p>
                    <h3>
                        Law and Jurisdiction</h3>
                    <p>
                        These terms and conditions are governed by and are to be construed in accordance
                        with the laws of Singapore. By accessing this website and/or using the services
                        provided herein by CompareXpress, you hereby consent to the exclusive jurisdiction
                        of the Singapore courts in all disputes arising out of or relating to the use of
                        this website. CompareXpress makes no representation that the materials, information,
                        functions and/or services provided on this website are appropriate or available
                        for use in jurisdictions other than Singapore.
                    </p>
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